• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

Law Office of J. Clay McCaslin

Personal Injury and Litigation

  • Home
  • Attorney Profile
  • Practice Areas
    • Personal Injury
    • Car Accidents
    • Pedestrian Injuries
    • Bicycle Accidents
    • Uninsured / Underinsured Motorist Cases
    • Sexual Abuse
    • Dangerous Premises
    • Business Law & Litigation
    • Insurance Law
    • Criminal Records Expungement
  • Reviews
  • Resources
  • Blog
  • Contact
503-239-1910

What to Expect from Your Insurance Company after an Oregon Car Accident

June 2, 2019 By The Law Office of J. Clay Mccaslin

Oregon is an at-fault car accident state, but it is a little different from most. Oregon drivers are required to carry at least $15,000 in personal injury protection (PIP) as part of their car insurance. PIP covers you and your passengers when injured in a car accident, even if you are at fault. PIP pays for medical expenses, lost income or household services, and childcare.

Personal Injury Protection

The medical coverage portion of PIP kicks in immediately. If you have only purchased the minimum required by Oregon law, it covers up to $15,000 in medical bills per person, but the coverage cuts off two years after the accident even if you haven’t used up the $15,000. Many insurers offer a higher amount of coverage.

PIP covers a portion of your lost income, if you are required to take at least two weeks off work. It will pay 70% of your lost income up to $3,000 per month and the payment are not taxable. You can receive up to 52 weeks of lost income pay, and it does not have to be consecutive. If you do not normally earn an income, you can receive up to $30 per day to pay for essential services around the house that you would have performed if you were not injured.

Whether or not earn you normally an income, you can also receive $25 per day for childcare, up to $750.

Seeking Additional Compensation

If you have been seriously injured, PIP will not be enough to cover your medical expenses and lost income. In any case, PIP does not pay for pain and suffering and other noneconomic damages. To receive full compensation for your injuries, you will need to seek compensation from the at-fault driver, and you’ll need the help of an experienced Oregon car accident attorney to win.

To learn more about Oregon car accidents and compensation for your injuries, please call the Law Office of J. Clay McCaslin at 503-239-1910 or email us today and schedule your free initial consultation.

Filed Under: Insurance

Primary Sidebar

Contact Us

  • * - Required Fields · Privacy Policy
  • This field is for validation purposes and should be left unchanged.

Exceptional Attorney, Remarkable Human Being

This is a man that truly cares at the deepest level about his clients…

—Julie P.

Footer

Law Office of J. Clay McCaslin

319 SW Washington St
Suite 614
Portland, OR 97204

Ph: 503-239-1910
Fax: 503-926-9150

  • Home
  • Attorney Profile
  • Practice Areas
  • Reviews
  • Resources
  • Blog
  • Contact

The Law Office of J. Clay McCaslin serves the Greater Portland Area (Tri-County) and northwest Oregon practicing in personal injury, business litigation, insurance law, debtor-creditor disputes, and civil rights.

Copyright © 2022 · Law Firm of J. Clay McCaslin · All Rights Reserved · Site Map

Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

9.8Clay McCaslin
Loading...
Top Personal Injury Lawyer in Portland
Clay McCaslin
Rated by Super Lawyers


loading ...